RMIN 5100S Chapter Notes - Chapter 12: Caving, Lightning

• School: University of Georgia
• Department: Risk Management and Insurance
• Course: RMIN 5100S
• Professor: Atkinson

Document Summary

Falling objects: can be anything that falls, such as a branch falling from a tree, an entire tree itself, or a rock, excludes: Damage to personal property in the open. Damage to interior of building or structure or property inside a building unless the falling object first damages the rood or an outside wall. Does not include sprinkler leakage because this is covered elsewhere. Leakage from roof drains, gutters, downspouts, etc. Repeated leakage from a covered system for more than 14 days. Gradual seepage through floor or wall (rotting) Freezing of plumbing unless you take preventative measures. Additional coverage fungus (limited) basic and broad forms: fungus any type or form of fungus (mildew, spores, scents, or by- products released by fungi) Also includes wet rot, dry rot and bacteria unless otherwise noted: limit for tearing out, replacing and testing for presence of fungus is.