HLT POL 100 Chapter Notes - Chapter 10: Preferred Provider Organization, In Essence, Copayment

• School: UCLA
• Department: Health Policy and Management
• Course: HLT POL 100
• Professor: Marcy Boroff

Document Summary

Health care is not a normal commodity or service, however, because of two features: The need for health care varies starkly from one individual to another: 20% of americans use 80% of all health care dollars expended in any given year. The cost of health care is very high, and many people could not afford it if they had to pay cash each time they needed a service. For example, in 2011 a typical stay in a hospital routinely costs more than. ,000 and can cost much more than that. An mri to diagnose the presence of a tumor could cost anywhere between ,000 and ,000, depending on where it is done and who is paying for it. There are many types of health insurance; some are publicly paid for through taxes, some are paid for by employers, and others are paid for by individuals directly. Insurance does not pay for the entire costs of an individual"s health care.