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2 Oct 2018
1. Sounds promising, but are there downsides to high-deductable health plans?
2. If given a choice of enrollment in a high deductible plan versus a more traditional (and more expensive) plan, what kinds of employees will choose one over the other? What are the potential problems associated with this kind of selection?
3. Assume that enrollees use less medical care while covered by a high deductible plan that they use with a traditional plan. Describe the difference in utilization between the two plans. Is the difference waste? Is it "moral hazard?"
1. Sounds promising, but are there downsides to high-deductable health plans?
2. If given a choice of enrollment in a high deductible plan versus a more traditional (and more expensive) plan, what kinds of employees will choose one over the other? What are the potential problems associated with this kind of selection?
3. Assume that enrollees use less medical care while covered by a high deductible plan that they use with a traditional plan. Describe the difference in utilization between the two plans. Is the difference waste? Is it "moral hazard?"
Lelia LubowitzLv2
4 Oct 2018
