SOC 1510 Lecture Notes - Lecture 4: Patient Protection And Affordable Care Act, Pro Bono, Health Care In Canada
Document Summary
Medicaid expansion (10 138% of federal poverty level) Require employers to offer affordable coverage to employees. Cover pre-existing conditions/prevent discriminatory premiums: before the act, insurers were legally allowed to say that they weren"t going to cover certain conditions that were expensive. Individual mandate: everyone has to have health insurance . The u. s. is the only advanced capitalist economy in the world to rely on a market-driven system for healthcare. There are 6 ways to pay for healthcare. Direct payment for medical services (incredibly rare: out of pocket. Employer-provided insurance: most common, 40% of americans, this option has been on the decline in the last few decades. Government-provided insurance: ex: medicaid and medicare, coverage for all members of congress for life. Direct government provided health care: health facility that is directly operated by the government, ex: the va. Pro bono services provided by doctors and hospitals: ex: emergency room, life threatening conditions, cost gets absorbed somewhere else in the system.
