GEOG 3692 Lecture Notes - Lecture 4: Patient Protection And Affordable Care Act, Health Insurance Mandate, Essential Health Benefits
Document Summary
The patient protection and affordable care act (aca) Individual private insurance available (but hard to get with a pre-exisiting condition and premiums based on risk factors) Medicaid (the very poor and people with certain disabilities, coverage varied by state) Those without insurance (us has highest rate of high-income countries) 40% private third party sources-covers 54% of the population. Medical costs account for >60% of personal bankruptcies. Out of pocket spending was incresing in real terms over the last 40 years. Public spending was also increasing during this time. 23% of americans provide some form of informal care (caring for a relative) How people got insurance before the aca: 55. 3% of americans were insured through. Three main goals of aca: increase access to health insurance, decrease total healthcare costs, improve delivery of care. Dependent coverage provision: young adults up to the age of 26 may remain on their parent"s private insurance.
