REAL 1820 Lecture Notes - Lecture 3: The Need, Original Intent
19 Sep 2016
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Document Summary
Lecture # 3 september 19 introduction to housing policy. Outline of topics: evolution of housing problems, the nature of housing problems, need for good housing policy, responsibilities of governments, philosophy of housing policy. Poor housing quality before 1950: lack of indoor plumbing, low quality insulation and heating systems. Changes from the 1950 on housing affordability: many canadians are spending a larger percentage of their annual income on housing than ever before. Housing problems are not purely a housing matter. The housing market is a complex web of interrelated sectors: housing is not an isolated issue, it is interrelated with wider issues such as: Income, employment, immigration, mortgage rates, housing construction, and so on. To solve housing issues, we need to have properly designed housing policies. The role of governments in policy making in different levels: federal: Main policy maker and when required, funder of housing. Canada mortgage and housing corporation (cmhc): programs. administer housing programs at the federal level.
