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The US Constitution, in Article 6, prohibits any religious test from being required to serve in any public office. The Texas Constitution requires that public servants acknowledge the existence of a Supreme Being. When a state constitution

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Jarrod Robel
Jarrod RobelLv2
29 Sep 2019

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The State of Arkansas has historically been very serious about prohibiting usury, the charging of excessively high interest rates. This policy was expressed in the Arkansas Constitution. The policy offended big banks and credit card companies. By federal statute and Supreme Court decision the Arkansas policy was forced to comply with the prevailing laws in the other states. The federal law even rewarded credit card issuers for incorporating in states that had no usury laws at all, because that allowed them to dramatically raise their rates in places like Arkansas. Some issues you may wish to explore: Are we as a nation too addicted to debt? If a state government wants to protect its citizens from themselves, should it have that right? Are bankers being treated too well by the federal government that claims to be looking out for the little guy?

I need help with this!!! Please help

The effects of fraud often harm many, though it is often committed by one or a few unethical people who are often seeking monetary benefits. I work in state Government specifically around public safety professions. One of the roles of my organization is to hold public safety professionals accountable to the standards of their respective professions. One issue that comes out from time to time is people in positions of power seem to think they are untouchable. This article is an example of just such a case. As you will read Oregon State Police (OSP) Captain Jeff Lanz, who oversees the agency's internal affairs unit is being investigated for fraud. Captain Lanz, section is responsible for investigating allegations of unethical, illegal, and immoral behaviors committed by OSP troopers. It is disheartening that self-serving actions such as those alleged against Mr. Lanz, can so quickly degrade the integrity of an organization. In this case, the fraud is egregious as it was committed by a person who held a position to protect the public and the profession against the very actions he committed. In this case, he falsified travel reimbursement documents for monetary gain. His actions did a disservice to the entire public safety profession. The effects of which will cause the historical findings of his section to be questioned. Prior actions brought froward by the section will be scrutinized by anyone previously investigated and/or held accountable and all future actions will likely be viewed through a lens of distrust by the public and staff. Legal battles, tort claims, and wrongful discipline/discharge suits will follow. The cost to the organization will far and exceed any benefit he obtained for himself. In this particular case the loss of the public's and staff's trust, will far exceed the monetary losses of the case.

http://www.oregonlive.com/pacific-northwest-news/index.ssf/2014/05/oregon_state_police_captain_pu.html (Links to an external site.)Links to an external site.

Wally’s Warehouses just went public with an initial public offering of stock. Wally’s stock is not expected to pay any dividends for the next two years. One year after that time (i.e three years from now), Wally’s will pay a $1.00 per share dividend which will grow the next year to $2.00 per share. After this, the dividend will decline by 5% per year forever from that point in time as Wally’s warehouses become obsolete. Wally’s Warehouses is too new to have a Beta yet, but analysts think its Beta should be 0.8. Analysts also think that the S&P 500 can earn a steady state return of 10% annually and currently US treasury bonds yield 2% annually.

Calculate the price that you should pay today for a share of Wally’s Warehouses stock

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