HSCI 231 Lecture Notes - Lecture 2: High-Deductible Health Plan, Preferred Provider Organization, Health Savings Account
Document Summary
Managed care model decreased access to care shorter physician office visits higher co-payments restrictions on choice of doctor. High deductible health plan with a health savings account. Factors to consider when choosing a plan preexisting medical conditions need for services that may not be covered (psychotherapy, alternative therapies, etc. ) co-payments prescription plans/formularies existing providers not in provider network. Provides for low-income people fed and state gov majority are economically disadvantaged women and children nearly 60 million qualifications income status disability. Basic services in/out patient medical care lab/x-ray service chronic care facilities for people older than 21 home health care for nursing facility services services provided by physician or nurse practitioner necessary transportation. Consequences of having no healthcare financial risk if require emergency care no avoidance or preventative care less access to care result: poorer health, higher hospitalization rates, more advanced disease statuses, earlier deaths, etc. Getting checked as precaution; you do not have anything wrong with you, you are.
